DIGITAL ADVISORS — NOW, NEXT, LATER Free starter worksheet. First published 25 September 2026. THE QUESTION: CURRENT SITUATION: WHAT WE KNOW: WHAT WE STILL NEED TO CHECK: OPTIONS (include doing nothing for now): Option / expected benefit / cost or effort / dependency / uncertainty NOW: One useful action, owner and definition of done. NEXT: What follows, and why? LATER: What can wait, and what would trigger another look? DECISION AND REASONS: OWNER: REVIEW TRIGGER OR DATE: Free to adapt for your own business. Share the source library: https://digitaladvisors.com.au/resources/